Smart Loan Financing (“Smart Loan Financing“) operates mintchipchallenge.com and may operate other websites. It is Smart Loan Financing’s policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Smart Loan Financing collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Smart Loan Financing’s purpose in collecting non-personally identifying information is to better understand how Smart Loan Financing’s visitors use its website. From time to time, Smart Loan Financing may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Smart Loan Financing also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on mintchipchallenge.com blogs/sites. Smart Loan Financing only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Smart Loan Financing’s websites choose to interact with Smart Loan Financing in ways that require Smart Loan Financing to gather personally-identifying information. The amount and type of information that Smart Loan Financing gathers depends on the nature of the interaction. For example, we ask visitors who sign up at mintchipchallenge.com to provide a username and email address. Those who engage in transactions with Smart Loan Financing are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Smart Loan Financing collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Smart Loan Financing. Smart Loan Financing does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Smart Loan Financing may collect statistics about the behavior of visitors to its websites. Smart Loan Financing may display this information publicly or provide it to others. However, Smart Loan Financing does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Smart Loan Financing discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Smart Loan Financing’s behalf or to provide services available at Smart Loan Financing’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Smart Loan Financing’s websites, you consent to the transfer of such information to them. Smart Loan Financing will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Smart Loan Financing discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Smart Loan Financing believes in good faith that disclosure is reasonably necessary to protect the property or rights of Smart Loan Financing, third parties or the public at large. If you are a registered user of an Smart Loan Financing website and have supplied your email address, Smart Loan Financing may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Smart Loan Financing and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Smart Loan Financing takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Smart Loan Financing, or substantially all of its assets, were acquired, or in the unlikely event that Smart Loan Financing goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Smart Loan Financing may continue to use your personal information as set forth in this policy.