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John C. Welborn

Money Mindsets You Should Be Aware

On a motivational talk about wealth creation, the speaker claimed that money is defense, and the lack of it is an offense. It made the whole atmosphere engaged; hence, leaving some of the audience applauding in agreement while others, indifferent. This only goes to show that people have different mindsets …

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What are the Options for Owning a Car in Singapore?

It is not a secret to all that Singapore is a small country. This is one of the reasons why its government does its best to ensure that the number of vehicles on the road is strictly controlled. Who wants traffic anyway? Good thing, the public transport system in Singapore …

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Improving Your Credit Score

As you may already know, your credit score is a vital aspect of your financial life. That being said, this score takes into account years of financial behavior.  It helps banks and financial institutions determine how much debt you can take on and how reliable you are in terms of …

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When to Finance an Auto Loan

Most people do not realize it, but cars are by no means an investment. The truth is quite the opposite, in fact, as cars tend to depreciate at an extremely fast rate. This is why you have to think long and hard about getting a car loan in the first place. …

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Amounts of debt to buy a car

Of course, do not let this put you off the idea of taking on an auto loan entirely. The point is that there is a clear line that delineates between wise car loans and its impractical use which results in extreme amounts of debt to buy a car that is …

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